Mortgages - Purchase, First Time Buyer & Self Build
Purchase
If you are moving up the property ladder it can be very confusing to make sense of the many different home loans available today.
Progressive Insurance & Mortgages makes it clear for you to purchase the correct solution tailored to suit your individual requirements. We highlight the most appropriate deals and also potential pitfalls.
Fill out the form on the left and we can contact you for mortgage advice or call us on 028 686 28028.
First Time Buyer
Progressive Insurance & Mortgages can help first time buyers get onto the property ladder by sourcing individual mortgage deals best suited to your requirements.
There are many advantages to being a first time buyer. Interest rates are at their lowest for more than 30 years, first time buyers are more appealing to sellers because they are not in a chain (they are not part of a long list of people all dependent on each sale in a chain going through on time).
Self Build
Progressive Insurance & Mortgages specialises in self build mortgages. To build your desired property it makes sense to request a lender that releases your mortgage in stage payments.
The advantage of this stage payment release is that you only pay for the mortgage as you use it instead of paying the full amount from day one.
The 5 typical stages funds release are:
1) Sub floor level;
2) Wall plate level;
3) Roof on and slated;
4) House plastered;
5) Completion (kitchen & sanitary ware fitted).

