Mortgages - Self Certified

Progressive Insurance & Mortgages finds deals for those who wish to self certify their income.

Self Certified

Getting a mortgage if you are self employed had sometimes proved troublesome since the minimum requirement with most lenders is that you have been self employed for 3 years or more. As a result, everyone who is self employed would need 3 years audited accounts.

Some lenders now have deals targeted to this specific area. A self certification mortgage is ideal for:

  • people whose accounts are not fully up-to-date or awaiting completion;
  • people who have not been self employed for 3 years or more.
  • people who have additional sources of income that cannot be verified at present;

Self certified deals can charge higher interest rates so it's important to compare and contrast all deals available. This is where Progressive Insurance & Mortgages proves useful by being able to independently advise and provide the most up-to-date information from the UK's leading lenders.

Fill out the form on the left and we can contact you for mortgage advice or call us on 028 686 28028.

Initial consultation is free at the outset and £299.00 payable when you apply for a mortgage. We will also be paid commission from the lender/company.

Mortgage Pound is a trading style of Progressive Insurance & Mortgages, which is an appointed representative of Intrinsic Financial Planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Financial Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440703.